CAL Cars’ Pledge Regarding the Responsible Use and Protection of Customer Information

At CAL Cars we respect the confidentiality of your personal information, and it is our ongoing responsibility to ensure that it is protected. We are providing you with this notice to inform you of how CAL Cars responsibly uses and safeguards your nonpublic personal information.

What is nonpublic personal information? Answer: Personally identifiable information that has not been obtained from a public source. Some examples of this are your social security number or the name of your employer. We encourage you to read this notice and to call, visit, or email us if you have any questions.

The following is our continuing commitment to the responsible use and protection of your confidential information:

a) Protection of Confidential Information:We will safeguard, according to prudent security standards, the confidentiality of all nonpublic personal information you provide for us.

b) Collection, Use, and Retention of Confidential Information:CAL Cars limits the collection, use, and retention of confidential information to what we believe is necessary to administer our business, to provide you with exceptional quality service, to comply with regulatory retention of information, and to make available to you other promotions, services, and opportunities that may be of benefit or interest to you. For example, your information may be used to evaluate your eligibility for a loan or other services.

c) Information Collection:We may collect:Information we receive from you on applications and forms, or other information that you provide for us, for example, your income or where you work;Information you voluntarily submit, for example, your fax number, your e-mail address;Information about your transactions with our affiliates, others, or us.Information we receive from a consumer-reporting agency, such as your creditworthiness, your employment verification, etc.

d) Security Procedures to Protect Confidential Information:A fundamental element of safeguarding your confidential information is to provide protection against unauthorized access or use of this information. We restrict access to nonpublic information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public information.

e) Sharing Information with Third Parties Outside of CAL Cars:We may be required to or may share some or all of the information that we collect about you, as permitted by law, for the following purposes-to third parties to process or service a financial transaction that you requested or authorized to insurance companies who underwrite your vehicle to state registration agencies, our regulators and auditors to consumer reporting agencies to vehicle manufacturer to third parties that assist us in marketing our accounts and service to third parties that provide support for services for our products, such as companies that service our mailings.to respond to a subpoena, court order, or judicial process.Whenever other companies or third parties provide support services on our behalf, we require them to conform to our confidentiality and information security standards. They are allowed to use confidential information only to provide the service or product on CAL Cars’ behalf.

Credit Applications; Before we can accept your application, you must read and agree to the following: I certify that the information provided by me is correct. I also understand that you will be checking with credit reporting agencies. I authorize an investigation of my credit and employment history, receipt of a GLB privacy act notice by mail, and the release of information about my credit experience to a third party lending institution.

FACTS
WHAT DOES Airway Heights Dealership DO WITH YOUR PERSONAL INFORMATION?
  Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
  What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and income
Account balance and payment history
Credit history and employment information
When you are no longer our customer, we continue to share your information as described in this notice.
  How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Airway Heights Dealership chooses to share; and whether you can limit this sharing.
  REASONS WE CAN SHARE YOUR PERSONAL INFORMATION What do we share? Can you limit this sharing?
For our everyday business purposes — such as to process your transactions,maintain your
account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes— to offer our products and services to you
Yes No
For joint marketing with other financial companies
Yes No
For our affiliates’ everyday business purposes—information about your transactions and experiences
Yes No
For our affiliates’ everyday business purposes— information about your creditworthiness
No We don't share
For our affiliates to market to you
No We don't share
For nonaffiliates to market to you
No We don't share
  Questions?    Call (509) 244-2277 or go to N/A
  WHO WE ARE
Who is providing this notice?
Airway Heights Dealership, 10828 West Sunset Highway, Airway Heights, Washington, 99001
  WHAT WE DO
How is my personal information protected?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings
How is my personal information collected?
We collect your personal information, for example, when you
Apply for financing
Give us your income information or provide employment information
Provide account information or give us your contact information
We also contact your personal information from others, such as credit bureaus, affiliates or other companies
Why can’t I limit all sharing?
Federal law gives you the right to limit only
Sharing for affiliates’ everyday business purposes—information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
  DEFINITIONS
Affiliates
Companies related by common ownership or control. They can be financial and nonfi nancial companies.
Our affiliates include companies with a Airway Heights Dealership name
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfi nancial companies.
Airway Heights Dealership “does not share with nonaffilates so they can market to you
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our Joint marketing partners include finance companies
  Other important information
I/WE ACKNOWLEDGE THAT I/WE HAVE RECEIVED A COPY OF THIS NOTICE.





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